Highlights
KLSE: CIMB (1023)       CIMB GROUP HOLDINGS BHD MAIN : Finance
Last Price Today's Change   Day's Range   Trading Volume
4.49   -0.02 (0.44%)  4.48 - 4.59  8,985,400
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Overview

Market Cap: 44,964 Million
NOSH: 10,014 Million
Avg Volume (4 weeks):8,454,842
4 Weeks Range:4.38 - 4.67
4 Weeks Price Volatility (%):
37.93%
52 Weeks Range:2.90 - 4.75
52 Weeks Price Volatility (%):
85.95%
Average Price Target: 4.48
Price Target Upside/Downside: -0.01

Financial Highlight

Latest Quarter | Ann. Date 31-Mar-2021 [#1]  |  31-May-2021
Next QR | Est. Ann. Date: 30-Jun-2021  |  28-Aug-2021
T4Q P/E | EY: 14.30  |  6.99%
T4Q DY | Payout %: 1.06%  |  15.18%
T4Q NAPS | P/NAPS: 5.7289  |  0.78
T4Q NP Margin | ROE: 16.43%  |  5.48%

Headlines

Date Subject
27-Jul-2021 Mplus Market Pulse - 27 Jul 2021
22-Jul-2021 暂缓还贷影响6%盈利 银行业下半年拨备料增加
22-Jul-2021 Banking - Gradual improvement in underlying interest margins, core fees and commission income
22-Jul-2021 CIMB Group - Thai Unit Recovering
16-Jul-2021 CIMB Group - Cautious Tone Once Again
16-Jul-2021 CIMB Group - Decent 2Q21 profit without lumpy provisions
16-Jul-2021 CIMB Group Holdings Bhd - Pre-results Update
05-Jul-2021 Banking - The Sun Will Shine Again
02-Jul-2021 Banking - Some Headwinds
01-Jul-2021 Banking - Nothing alarming
01-Jul-2021 Banking - Stable loan growth; 10-year MGS yield trended higher
30-Jun-2021 Strategy - Malaysia: Navigating new landscape post-pandemic
29-Jun-2021 BANKING - Automatic moratorium approvals for all opt-in individual loan borrowers
10-Jun-2021 马股系列 – 1023 CIMB GROUP HOLDINGS BERHAD
08-Jun-2021 Trading Stocks - CIMB Group Holdings
08-Jun-2021 Banking - 1Q21 earnings review: Stronger top line but partially offset by additional provisions
02-Jun-2021 Banking - Sustained loan growth; lower provisions
02-Jun-2021 Malaysia Banks – April BNM Stats: Decent Before MCO 3.0
02-Jun-2021 【行家论股/视频】联昌国际 贷款增长或走软
01-Jun-2021 Strategy - Malaysia: Recovery delayed, not derailed

Business Background

CIMB Group Holdings Bhd is a full-service bank based primarily in Malaysia and other Association of Southeast Asian Nations. The bank’s offerings include consumer banking, commercial banking, investment banking, Islamic banking, and asset management products and services. Most of the bank’s income is derived from net interest income. The vast majority of the bank’s earning assets are in loans, advances, and financing, while its portfolio of financial investments constitutes the next largest portion. The bank’s strategy emphasizes cost control and digital banking.
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  18 people like this.
 
Ahmadahmad88 Ahlong loan shark punya bahasa.
23/06/2021 8:50 AM
aliyusof Ha ha...semua banks pun ah long berlesen juga
23/06/2021 11:48 AM
Beginner123456 1 month of lockdown and nothing has changed covid wise...now most probably another useless extension to this so callled full lockdown. The future isnt bright in the near term ladies and gentlemen. More pressure from various parties to impose moratoriums. Long term no issue la but short term is a bit scary
24/06/2021 2:18 PM
JacLow Glove down, banks up
24/06/2021 4:28 PM
aliyusof Cimb doing quite well today !
24/06/2021 4:37 PM
Bgt 9963 Good luck...!
24/06/2021 4:41 PM
wallstreetrookie Retail banking business doing pretty well compared to its peers. No position in CIMB but this looks good.
24/06/2021 11:34 PM
Cakes Moon Banking stock on the move.
26/06/2021 8:18 PM
apple168 Memorandum for loan extension to everyone to be declared soon! Good Luck!
27/06/2021 6:39 AM
apple168 https://www.wsj.com/articles/vaccinated-people-account-for-half-of-new-covid-19-delta-cases-in-israeli-outbreak-11624624326
27/06/2021 6:40 AM
stkoay Poor people like rotten apple who cannot afford to own bank shares...everyday praying for auto loan moratorium like a beggar....so shameful.
27/06/2021 1:37 PM
getingreal What does he mean "extended" is he talking about extending the current banks being helpful to the poor sods who cant meet their obligations, or is he talking about to a reintroduction of the free money for everyone at the banks shareholders expense?
27/06/2021 3:45 PM
getingreal Finance Minister should be very clear when making statements. Confusion, dump banks stocks or not? Dump and play safe?
27/06/2021 3:49 PM
Will188 https://www.change.org/TempStopRSSBursa
27/06/2021 5:25 PM
Beginner123456 Now talks of moratorium extensions without additional interest has been going around in the media. If banks dont collect interest, that's gonna cause a dent
27/06/2021 8:56 PM
RedEagle Modification Loss again..
Moratorium for 6 or 9 months?
28/06/2021 9:24 AM
DChosen2 I dont know why the current government is still gaining support from the rakyat. They r obviously incompetant in running the country. The pandemic has been here when they gained power through tebuk atap and after 16 months, nothing has changed, improved nor they even have any clue to resolve tye situation. What NRP phase 1 remain in force till the conditions met? Is that how they run a country? What is actually in their mind?
28/06/2021 2:19 PM
WaterBlower Ini macam wa suda taklak heppi. Itu hali kasi hijau semua heppi takmao, mesti mao kasi merah merah olang taklak heppi
28/06/2021 3:58 PM
stkoay Oleh itu, sukacita saya umumkan, dengan kerjasama pihak bank,
moratorium enam bulan akan diberikan kepada semua peminjam individu, sama
ada dari golongan B40, M40 atau T20, dan usahawan mikro. Tiada lagi syarat
seperti pengurangan pendapatan, tiada semakan sama ada anda telah hilang
pekerjaan dan tiada lagi dokumentasi yang perlu dikemukakan untuk
permohonan. Anda Cuma perlu memohon dan kelulusan akan diberikan secara
automatik. Kemudahan ini juga ditawarkan kepada pengusaha PKS yang terjejas
tertakluk kepada semakan dan kelulusan pihak bank. Permohonan akan dibuka
pada 7 Julai 2021. Peminjam hanya perlu memohon dan menandatangani
perjanjian pindaan syarat-syarat pinjaman yang berkaitan.


______________________________________________________________________


Except vehicle HP, for other loan, if sign moratorium for 6 months need to pay interest ya.
28/06/2021 6:09 PM
getingreal Moratorium, Interest deferred its not free. So bottom line will be slightly affected due to slow cash flow, but it will not affect NTA, or even P&L much.
28/06/2021 8:45 PM
stkoay https://klse.i3investor.com/blogs/AmInvestResearch/2021-06-29-story-h1567089053-BANKING_Automatic_moratorium_approvals_for_all_opt_in_individual_loan_b.jsp

We maintain our OVERWEIGHT stance on the sector with top picks of CIMB (fair value RM5.60), RHB Bank (FV RM6.90) and Maybank (FV RM10.40). We like CIMB, RHB and Maybank due to the expected improvement in core operating income coming from the gradual improvement in regional operations performance, progressive improvement in underlying NIMs and provisions for loan losses. Earnings of these banks are also expected to benefit from the improved performance of their Singapore operations which in 2020 were affected by provisions (overlays and specific provisions).
29/06/2021 12:37 PM
NatsukoMishima KUALA LUMPUR (July 1): Malaysia's announcement of another sweeping loan moratorium will further delay the recognition of non-performing loans (NPLs) of Malaysian banks into 2022 and may lengthen the time needed for the banks' credit cost and profitability to revert to normal, said Fitch Ratings.
01/07/2021 1:21 PM
stkoay Retain our OVERWEIGHT stance on the sector with our top BUYs on RHB Bank (fair value RM6.90/share), Maybank (FV RM10.40/share) and CIMB Group (RM5.60/share). We favour banks with expected improvement in regional performance from the gradual economic recovery and banks with undemanding valuations.

Source: AmInvest Research - 1 Jul 2021
01/07/2021 5:56 PM
alphaedgeinvesting Opportunity To Accumulate On Weakness
System loan growth for May 21 was stable while loan applications and approvals
remained healthy. We opine that the sector’s current consolidation presents an
excellent opportunity to accumulate on weakness as the COVID-19 vaccination rate is expected to gain momentum. Banks have made pre-emptive provisions for the vulnerable groups, which will help mitigate upside risk in provisions amid the ongoing lockdown. Maintain OVERWEIGHT. Top pick: CIMB.

Source: UOB Kay Hian

https://alphaedgeinvesting.com/2021/07/01/uobkh-banking-malaysia/
01/07/2021 7:49 PM
kinuxian TnG trying to monetize further with CarInsur partnering with msig n alianz insure. Good challenge to MBB etiqa.
01/07/2021 8:50 PM
Will76 Bank open or close in Klang Valley when EMCO starts tomorrow?
02/07/2021 10:03 AM
Riaz54 banking sector is still the favoured sector!
02/07/2021 2:54 PM
RedEagle Modification Loss??
03/07/2021 8:48 PM
bursa_chong Banking is essential service sector .
04/07/2021 11:41 AM
stocksyndicate Touch & go will win digital license
05/07/2021 12:26 PM
DChosen2 OPR gonna reduced again.
05/07/2021 5:29 PM
jinova546 GG malaysia
08/07/2021 3:59 PM
Moon1668 Looks like sun is setting.
08/07/2021 4:15 PM
Will188 Tag our Finance Minister in FB ask him stop RSS like last year. Mahu tunggu KLCI drop below 1400?

https://www.change.org/TempStopRSSBursa
08/07/2021 5:25 PM
jinova546 Today will be big red or green?? Hmmm....
09/07/2021 8:57 AM
WaterBlower CIMB GRP BHD: Warrants Watch (9 July 2021) CIMB-HF
Warrant Name: CIMB-HF

At the start of the year, the prospects for Malaysian Banks were encouraging alongside a stable and improving economic condition, but recent developments can jeopardise the progress. With the latest political entanglement and persistently increasing Covid-19 cases, Banks would likely be one of the industry feeling the brunt. Put Option will be one of the instrument that can allow investors to offset any downside movement on your portfolio.

Warrant Type : Put
Current Price : RM 0.08
Exercise Price : RM 4.28
Exercise Ratio : 6 : 1
Moneyness : 3.17% OTM
Premium : 14.03%
Effective Gearing : 3.72x
Expiry : 28 Feb 2022 (7 months)
*Data as at 8 July 2021

Disclaimer: Statements and figures herein should not be construed as recommendations to buy, hold or sell any underlying shares and/or structured warrants linked to them. Kindly seek independent professional advice prior to engaging in any trading activities.


What is this? Anyone kind enough to explain to us here in more details? Appreciate
09/07/2021 5:45 PM
Bgt 9963 Good morning.
10/07/2021 9:03 AM
stockraider Tiap tiap hari good morning buat apa leh ?
10/07/2021 10:03 AM
Oliver Ooi my fair value at RM5. luckily the government still stay strong for awhile.
11/07/2021 11:28 AM
jinova546 #lawan

And u think now our gov is stable ???
12/07/2021 12:29 AM
seowdingdong RHB maintains 'buy' on CIMB

ANALYST REPORTS

Friday, 16 Jul 2021

8:47 AM MYT

KUALA LUMPUR: CIMB Group Holdings Bhd has said that its buffers remain comfortable despite some need for top-ups as more borrowers apply for repayment relief given the latest moratorium.

"The banking group is maintaining its 80-90bps credit cost guidance for now, but acknowledges the heightened uncertainties, especially in Malaysia.

"There could be some further top-up provisions (hinges on the lockdown period) but management reiterated that the existing pre-emptive buffers are still sufficient," said RHB Research in a note following a briefing.

The portion of Malaysian consumer loans on relief programmes fell to as low as 6% in end-May versus 14% in end-Dec 2020 but has since climbed higher, given the latest iteration of the moratorium.

In terms of applicant mix, management is seeing more new applicants versus repeat applicants).

CIMB expects the overall portion to peak under 20%, given the nuances in the latest moratorium.

The opt-in nature and interest accrual would deter opportunists from applying for this relief while modification losses should be lower as well.

RHB Research, which has a "buy" call on the stock with a target price of RM5.20, said CIMB's overall operations and asset quality are still stable.

"We take comfort that the decline in the number of borrowers on relief programmes up to end-May has freed up provision buffers to absorb the latest round of lockdowns.

"This also decreases the immediate need to make significantly higher provisions, and buys management time to observe the trends first," it said.

It added however that the situation remains uncertain and there could be a need for some top-ups.

Commenting on CIMB's 2Q results, RHB said CIMB's topline trend was decent with net interest income supported by favourable net interest margin movement while non-interest income declined quarter-on-uyqarter on lower unit-trust/wealth management income.

Opex grew year-on-year from a low base but 1H21 trajectory was within guidance, due to tight control on personnel and marketing expenses.

The deconsolidation of TnG Digital has also resulted in savings totalling MYR200mil from further losses

Join our Telegram channel to get our Evening Alerts and breaking news highlights

TAGS / KEYWORDS:RHB Research , CIMB , Banking , Moratorium
16/07/2021 5:57 PM
dianatrader Bank buy bank

Hee

Interesting

Posted by seowdingdong > Jul 16, 2021 5:57 PM | Report Abuse

RHB maintains 'buy' on CIMB

ANALYST REPORTS

Friday, 16 Jul 2021

8:47 AM MYT

KUALA LUMPUR: CIMB Group Holdings Bhd has said that its buffers remain comfortable despite some need for top-ups as more borrowers apply for repayment relief given the latest moratorium.

"The banking group is maintaining its 80-90bps credit cost guidance for now, but acknowledges the heightened uncertainties, especially in Malaysia.

"There could be some further top-up provisions (hinges on the lockdown period) but management reiterated that the existing pre-emptive buffers are still sufficient," said RHB Research in a note following a briefing.

The portion of Malaysian consumer loans on relief programmes fell to as low as 6% in end-May versus 14% in end-Dec 2020 but has since climbed higher, given the latest iteration of the moratorium.

In terms of applicant mix, management is seeing more new applicants versus repeat applicants).

CIMB expects the overall portion to peak under 20%, given the nuances in the latest moratorium.

The opt-in nature and interest accrual would deter opportunists from applying for this relief while modification losses should be lower as well.

RHB Research, which has a "buy" call on the stock with a target price of RM5.20, said CIMB's overall operations and asset quality are still stable.

"We take comfort that the decline in the number of borrowers on relief programmes up to end-May has freed up provision buffers to absorb the latest round of lockdowns.

"This also decreases the immediate need to make significantly higher provisions, and buys management time to observe the trends first," it said.

It added however that the situation remains uncertain and there could be a need for some top-ups.

Commenting on CIMB's 2Q results, RHB said CIMB's topline trend was decent with net interest income supported by favourable net interest margin movement while non-interest income declined quarter-on-uyqarter on lower unit-trust/wealth management income.

Opex grew year-on-year from a low base but 1H21 trajectory was within guidance, due to tight control on personnel and marketing expenses.
16/07/2021 6:08 PM
aliyusof https://www.theedgemarkets.com/article/touch-n-go-mr-diy-announce-strategic-collaboration?type=malaysia
19/07/2021 4:33 PM
NatsukoMishima KUALA LUMPUR (July 21): CIMB Group Holdings Bhd’s 94.8%-owned subsidiary CIMB Thai Bank PCL saw its net profit dropped 31.1% year-on-year (y-o-y) for the six-month period ended June 30, 2021 (6MFY21) to 954.8 million baht (RM123.6 million) from 1.4 billion baht in the previous year.

This was due to a 19.1% y-o-y increase in expected credit losses, reflected by the elevated provisions from economic uncertainty and credit migration from customers affected by the Covid-19 pandemic.
21/07/2021 3:14 PM
NatsukoMishima Rm 3.xx coming soon !
21/07/2021 3:14 PM
In_Sight Sotong still strong!!
22/07/2021 2:50 PM
seowdingdong Yes! up to the sky 4.7
22/07/2021 3:50 PM
Sailangking will declare dividwn nxt month?
26/07/2021 1:02 AM
Bgt 9963 Good morning.
26/07/2021 8:37 AM
biscuitboy96 CIMB Group Holdings Bhd 的子公司 CIMB Bank Bhd 已提议根据联昌银行的 50 亿美元欧元中期票据(EMTN)计划发行价值 6.4 亿港元(约 3.48 亿令吉)的债券。在向马来西亚国家银行(BNM)的全自动发行/招标系统(FAST)网站提交的文件中,促进债券销售的 CIMB Investment Bank Bhd 表示,CIMB Bank 的 6.4 亿港元计划向投资者支付了 1.12% 的利率年。联昌国际投资银行表示,将于明天(7月27日)发行的6.4亿港元计划将于2026年7月17日到期。
27/07/2021 9:46 AM


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