Highlights
KLSE: PBBANK (1295)       PUBLIC BANK BHD MAIN : Finance
Last Price Today's Change   Day's Range   Trading Volume
15.82   -0.08 (0.50%)  15.78 - 15.92  2,286,100
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Overview

Market Cap: 61,415 Million
NOSH: 3,882 Million
Avg Volume (4 weeks):9,384,120
4 Weeks Range:12.58 - 17.08
4 Weeks Price Volatility (%):
72.00%
52 Weeks Range:12.58 - 23.90
52 Weeks Price Volatility (%):
28.62%
Average Price Target: 20.47
Price Target Upside/Downside: +4.65

Financial Highlight

Latest Quarter | Ann. Date 31-Dec-2019 [#4]  |  26-Feb-2020
Next QR | Est. Ann. Date: 31-Mar-2020  |  29-Apr-2020
T4Q P/E | EY: 11.14  |  8.97%
T4Q DY | Payout %: 4.61%  |  51.42%
T4Q NAPS | P/NAPS: 11.2295  |  1.41
T4Q NP Margin | ROE: 24.85%  |  12.64%

Headlines

Date Subject
07-Apr-2020 Malaysia Strategy – Added Package for SMEs Reduces the Pain
06-Apr-2020 Banking - BNM Financial Stability Review 2019
01-Apr-2020 Banking - Standing Resilient
01-Apr-2020 疫情下面对3大威胁‧银行股最糟恐财测砍半
27-Mar-2020 Public Bank will not be compounding interest on loans during moratorium
25-Mar-2020 上升股:大众银行阻力RM16.58
21-Mar-2020 热门股:大众银行上挑RM15.40
19-Mar-2020 下跌股:大众银行RM12.14支撑
16-Mar-2020 资产素质强劲‧大众银行可挡逆风
16-Mar-2020 Malaysia Strategy – Finding the Bottom
05-Mar-2020 Banking - Jan 2020 BNM Stats – Moderation Continues
27-Feb-2020 Public Bank Berhad - Weighed by Higher Cost
27-Feb-2020 Public Bank - Resilient Ahead
27-Feb-2020 Public Bank - a Flat Year in 2019 as Top Line Moderates
27-Feb-2020 Public Bank - Another Muted Year Ahead
27-Feb-2020 Public Bank - NIM improves QoQ; lower impaired loans
13-Feb-2020 [转贴] PBBANK(1295)跌至3年新低,能买吗?- 第一天
08-Feb-2020 RAM:新资本要求·马银行大众联昌可遵守
07-Feb-2020 热门股:大众银行上挑RM18.80
06-Feb-2020 大到不能倒!国行推D-SIBs新框架·马银行联昌大众需提高损失吸收力

Business Background

Public Bank Bhd is a Malaysian banking group that provides a range of financial products and services, including personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sale and management of unit trust funds, bancassurance, and general insurance products. In additional to its mostly Malaysian operational presence, the bank is exposed to other Southeast Asian nations through some of its branches. Its strategy emphasizes organic growth in the retail banking business, particularly retail consumers and small and medium-size enterprises. The vast majority of its earning assets are in loans, advances, and financing.
Analyze this stock with MQ Trader system

  4 people like this.
 
i3lurker small business people like Grab car drivers obtain financing via credit card and HP
credit card balances must be given similar 6 months deferment on payment.

Bank Negara forcing Grab drivers to pay more instead of paying less is a sure way to tell them to go hang themselves.
25/03/2020 7:33 PM
JayC88 luckily sell before the MCO announcement just now... waiting for right time again
25/03/2020 9:37 PM
Longterminvestorr I3lurker can send link where BNM force ppl to paid more credit card? 5% of outstanding all these while. What i see opportunities, BNM announce 6 month deferment on two biggest commitment housing loan and car loan.

Govt purpose on doing so
1) citizen are more ease
2) govt reputation increase as helping rakyat
3) citizen got more money to spur into economy after one month recovery, and to balance back GDP

Disadvantages: Bank also will be hit as defer 6 month, but only a little but i will keep it around 8 years for next crisis

But do u guys remember 2008 global financial crisis? BNM cut OPR 1.75% (from 2008 to 2009) yet PBB share drop from rm10.50 to rm7 but u see back annual report at that time there are still growth.

Like Warren buffet say value investing and long term.
25/03/2020 10:10 PM
trader9918 At this level..oversold and still got more room for public bank to go up.
26/03/2020 12:19 AM
i3lurker its just maths and science in English

those who are good in maths can calculate out the actual effect on Grab car drivers who will be "forced" by Bank Negara to pay more

pay more rather than pay less, its quite funny.

why Bank Negara want to make Grab car drivers bankrupt? You must go and ask them.
26/03/2020 5:32 AM
i3lurker another extremely weird thing is that banks currently charge 10% interest and 42 months repayment on failed Grab car drivers.

it boggles the mind that Bank Negara,
rather than helping Grab car drivers wants to force Grab car drivers to pay more instead.

Banks 10% 42 months

Bank Negara 13% 36 months (36 months is forced by Bank Negara)

walau eh,
the extra 6 months time compression and higher interest rates are designed to "force" people to go bankrupt faster....
26/03/2020 5:57 AM
i3lurker maths and science in English, quick napkin calculation

Grab car driver RM20,000.00 credit card

Scheme A 1.5% per month
he pays RM350.00

Scheme B Banks currently now charging
he pays RM642.86

Bank Negara's "Forced Bankruptcy Scheme"
he pays RM772.22
26/03/2020 6:25 AM
i3lurker 2019 was a very bad year

so a few million Malaysian SME and sole proprietors had used credit cards for business financing

RM300,000 was an average balance for SME and Sole proprietors

Scheme A 1.5% per month
he pays RM5,250.00

Scheme B Banks currently now charging
he pays RM9,642.90

Bank Negara's "Forced Bankruptcy Scheme"
he pays RM11,583.30

the difference of RM2,000.00 is immediately noticeable and stands out under Bank Negara's new forced bankruptcy scheme
26/03/2020 6:39 AM
i3lurker this is a direct result of sending people to US and UK to study.

conventional Central Bank methods as taught by US and UK is that during times of financial crises, Central Bank's role is to make people bankrupt...

the idea is that by making 2,000,000 Malaysians bankrupt, economic renewal can be faster after crises is over.

These silly people gets brainwashed
and come back and implement forced bankruptcies at every opportunity they get.

funny thing is that, do you see US and UK making people bankrupt?
they just tell you to make people bankrupt.
but their own people is precious, too precious to make bankrupt.
instead they get USD3,000 per month or GBP2,500 per month

what do we have?

we get nothing
but instead get forced bankruptcy from Bank Negara
26/03/2020 7:22 AM
Philip ( what you can learn from RJ MITTE ) I3lurker you talk too much bullshit.
26/03/2020 8:30 AM
Philip ( what you can learn from RJ MITTE ) Your hobby is to troll investing forums? Maybe you should do that elsewhere, now is the time to buy cheap stocks and make good money.
26/03/2020 8:31 AM
Thanos123 Could go to tp 8
26/03/2020 8:36 PM
bnmacai Insyallah to that, Thanos123
26/03/2020 8:46 PM
27/03/2020 3:11 PM
i3lurker haiz
stimulus package is NOTHING!!!
27/03/2020 5:25 PM
ahbah U will get something when U buy chip shares now lah.
27/03/2020 5:29 PM
i3lurker cheap shares will become cheaper when 2 million Malaysians go bankrupt
27/03/2020 5:32 PM
28/03/2020 1:21 PM
mf Manila Bulletin News
Lion Air plane bursts into flame at NAIA runway, 8 passengers on board
1 hour ago
29/03/2020 10:38 PM
Sky Soo At the moment, most people still not very depressed. I would only start buying when most people have lost hope. Airaisia still hold up at .735. It should be .40 when people feel depressed.
30/03/2020 10:26 AM
feiloh Ya... wait for lelong...bankrupt and suicide headlines come first...sorry to say this but this is
30/03/2020 11:27 AM
Expertise Coming liao since bodo lembu gv....xtolong Sme
30/03/2020 12:59 PM
michael_jackson wow...from rm13 to rm15X, still strong like ballistic missile....no wonder epf join the party..
31/03/2020 10:32 AM
malaysiakuku michael_jackson bro, lu beli banyek masa time down ke? sebab itu you ada untung mah....kitorang beli sedikit...sebab itu, kita tak happy kalau jalan sangat slow mah...
31/03/2020 10:39 AM
dayang_suri as usual, EPF always appeared in several blue chip stocks.
31/03/2020 10:51 AM
Jeffreyteck Est at least one more time down circuit breaker in US. With its hopeless chief who prioritise $ ahead of people life, can sense more volatility created by him who likes to u-turn. Est his regime will be over by year end. As for this, why pay a premium now? TP = DY of Cimb or Mbb.
31/03/2020 11:52 AM
hasnah slowly slowly rebound
01/04/2020 8:55 AM
Bobii Any reason why public bank is better than Maybank / HLB ?
01/04/2020 11:49 AM
HL Chan Better ROI?
01/04/2020 2:58 PM
michael_jackson target RM18.00....what a wonderful world....
01/04/2020 5:59 PM
malaysiakuku Epf masih agresif nak menabung dengan public bank....terus pungut haum hampir setiap minggu.....hebat!!!
01/04/2020 6:15 PM
faizal take public bank fixed deposit out all in pbbank
01/04/2020 6:19 PM
Investor48 Good..tomorrow pls drop kaw kaw..
Need to buy back after profit taking..

Hehe...
01/04/2020 8:57 PM
JayC88 hopefully go down today!
02/04/2020 6:53 AM
RedEagle It's a reversal signal (short term rebound finished?!) it's time to take your profit.
02/04/2020 7:06 AM
malaysiakuku wow... main naik...hebat!!!
02/04/2020 10:14 AM
Papayashot Hi RedEagle, you are so good in identifying all the technical signals and time the market. Even better than Buffet.
02/04/2020 1:15 PM
masterus Last year, the central bank reduced the base rate use for lending to 3% from 3.25% in May.

Imran Yassin expects BNM to slash another 25bps, bringing the OPR to 2.25% at the next MPC’s meeting.

“It is very unlikely that the OPR will go to zero because we opine that BNM will need to maintain some buffer to give them room to manoeuvre should the economic conditions worsen,” he said.

In a report, Hong Leong Investment Bank said BNM will likely reduce the policy rate by a total of 50bps this year to bring the rate down to 2% in 2020.
02/04/2020 4:13 PM
michael_jackson strong assets and fundamental....
03/04/2020 3:15 PM
chongkahagent Only idiot will buy public bank at current price.

1997- rm 0.6
After so many bonus issues and dividend

2020- rm 15 when crisis is bigger now than 1997

Public bank fair price is- 30 cents now
04/04/2020 4:32 PM
chongkahagent Shun d following counters, these are counters deliberately supported by epf to avoid crumbling of klci:

Maybank
Hartalega
Top glove
Public bank
Hong leong
Petronas
Scientex
Penta master
etc etc
04/04/2020 4:34 PM
chongkahagent Biggest con game will unveil when dow jones collapsed soon n klci will follow suit.

Real effect of covid 19 had not been reflected onall bursa bluechip stocks- beware!

Current ci component stocks are all artificially supported by institution.. will collapse soon !
04/04/2020 4:37 PM
chongkahagent If u hv bluechip stock, u shd change to those good penny stocks .bluechip poses very great risk to crumble soon as its price doesnt teflect the crisis n aftermath impact- price r all artificially supported n will crumble very soon
04/04/2020 4:39 PM
chongkahagent Say no to expensive bluechip share now
04/04/2020 4:40 PM
Papayashot Hi Chongkahagent, can you suggest any good penny stock better than PBBANK? I would like to know that le...

I like your analysis:
---------------------------
1997- rm 0.6
After so many bonus issues and dividend

2020- rm 15 when crisis is bigger now than 1997

Public bank fair price is- 30 cents now


wah seh... Respect, respect.. You must be a good analyst. Even better than Warren Buffet
05/04/2020 1:31 PM
michael_jackson wow.... all financial services stocks going up today.... rm16.00 soon...
06/04/2020 2:45 PM
dayang_suri best performance since this morning...
06/04/2020 2:55 PM
RedEagle Malaysia's Covid-19 cases jump to 3,963 cases with 170 new cases. Meanwhile, 80 more are cured, bringing total recoveries to 1,321 cases or 33.3% of total cases.

One more person has died of the disease, bringing death toll to 63 or 1.6% of overall cases
07/04/2020 6:26 PM
prince4 Covid19 大家都没工作做没收入都来股市找钱 !
08/04/2020 4:13 PM
prince4 炒家在忙着捡便宜股来炒 !
08/04/2020 4:13 PM


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